To report a motor vehicle claim:
What to do after an accident?
- Remain at the scene and do not admit fault.
- Call the police to report the accident.
- Exchange information with the other driver(s) (such as insurance carrier with policy number, your name, and phone number).
- Call your insurance agent or the company. Some companies prefer that you make the call into their claims department.
What do I do after a loss?
- Contact your agent immediately and report the claim. Your agent will not make a determination of coverage but will send the claim on to an adjustor who will contact you after checking your policy coverage.
- In case of theft, vandalism or malicious mischief, also notify the police.
- Protect your property from further damage. Make necessary and reasonable repairs to protect the property.
- Make a list of all damaged or destroyed property, showing in detail quantities, costs, actual cash value and amount of loss.
- In the case of livestock death also permit a licensed veterinarian to perform a postmortem examination within 48 hours of death.